When it comes to the Cadillac of credit repair companies, Lexington Law would definitely be on that list. In business since 2004, they have garnered thousands of positive reviews from satisfied customers. If you have poor credit and believe that your credit report is suffering from inaccurate information, hiring a credit repair firm like Lexington Law may be the right move for you.
What Does Credit Repair Involve?
Credit repair in itself is the process of restoring or correcting a poor credit score. Now, if you have information on your credit report that is real and verifiable, that is not something that can be removed from your credit report. For the purposes of this article, we will assume you have inaccuracies on your credit report that you need help getting removed. When you hire a reputable credit repair company, you are enlisting them to work as an intermediary with the credit bureaus as they try and get these incorrect items expunged from your credit report.
The credit repair process can be long and taxing, so the average person would not want to get involved with trying to repair their credit on their own. With that being said, it is possible to repair your credit on your own. If your issue is simple to resolve, this route may work for you. More in depth issues really require extensive knowledge of credit law.
Who is Lexington Law?
Lexington law has been helping consumers repair their credit for over 16 years. They are one of the most well known companies in this space and their staff is made up of lawyers and paralegals that have all been trained in credit law and consumer advocacy. This feature helps set them apart from all the other credit repair companies out there. Their extensive knowledge in credit law has allowed them to successfully challenge over 180 million items with the credit bureaus. In 2019, they were able to remove over 1.5 million negative items from clients’ credit reports. Because of this, Lexington Law has thousands of positive reviews from satisfied customers. Click here to read a full review of Lexington Law.
What will Lexington Law Do For Me?
When you enlist the services of Lexington Law, their first order of business is to obtain your credit report from the three major reporting agencies (Equifax, Experian, and TransUnion). After that, they will meticulously go through your credit reports along with you to check for any items that could potentially be inaccurate or unfair.
A plan will then be formulated by Lexington Law’s legal team that involves sending out appropriate correspondence to agencies and organizations on your behalf. They will request that any inaccurate items be removed unless they can be properly verified. As your case progresses, Lexington Law will take care of providing material to substantiate your claim. They will always work to keep your credit rights in mind as they push for accurate information on your report.
How Long Will The Credit Repair Process Take
There are no guarantees when it comes to credit repair. Because so much is contingent upon third parties like creditors and credit bureaus, timeframes vary. In addition, every client has a unique case. A more simple case can be handled more quickly than one that has a lot of discrepancies. On average, most clients see results in about six months. Those with more simpler cases may see results in as little as 90 days.
What Plans Does Lexington Law Offer?
There are three service plans to choose from. The first tier plan provides most of the services one would need to get their credit repaired. If you have a more complicated situation, then one of the other two plans may be more appropriate. When you call for your consultation, the representative will be able to give you an idea of what plan would best suit your needs.
Is It Worth The Money To Hire Lexington Law?
Only you can decide whether hiring a credit repair service makes sense for your situation. Poor credit is something that has deep affects on your financial life. If you need help resolving inaccuracies on your report, then Lexington Law has the proven solutions for you. They are a highly reputable firm that has your legal rights always at the forefront. They do offer a free consultation so you have nothing to lose. At the end of the day, it is Lexington Law’s goal to help clients take charge of their credit and achieve their financial goals.